I do not use the CD Family Finder, but the Online Family Finder Report. It will locate "hits" on the internet at Genealogy.Com. Yes, some of them will be places where you may need a subscription. However, using the OFFR and the Contents, Items to Include, you can reduce the "hits" to what you may have subscriptions to, CDs that you may already have or give you a clue that you may want to subscribe to. I find the Hit's and a careful look at the OFFR, you can find some information.