Maureen, before proceeding to do a download, open up your PAF 5 program, then click on HELP|ABOUT PERSONAL ANCESTRAL FILE. On the window that then displays on your screen, is it showing "Version 126.96.36.199? If it shows that, you have the latest version. For cost reasons, FamilySearch did not change the opening "splash" screen which you will notice reads only "PAF 5", and I presume they have not worried about changing the CD label, either. It is what shows in the "About" window is what version your program actually is.