For what it is worth, I was just poking around looking for pros and cons on using FAT 32 on a new hard drive installation when I found the following -john:
Kwai--> I've had problems with .zip files originally made on Fat32 that were greater than 1mb and then transfered to fat16. Those get corrupted about 90% of the time. With other compressions like .rar and .ace expect 100% corrupt. Yes, using FTP to transfer files does not corrupt them.