Grrrrrrr ... that makes me mad. Good for Genealogy.com as far as trying to sell their product, though.
You do not have to purchase FTM. In fact, if you were to purchase another product at all, I would suggest that you purchase The Master Genealogist (TMG) which will take all of your data (WITHOUT NEED OF GEDCOM) and transfer it intact.
UFT 3.0 was the last version actually put out by the company. There was a downloadable update to that 3.1 available for free from the internet. UFT 3.0 had to be purchased, however.
I think if you look at our RUG of Portland site about the XP properties , you may be able to just use what you have. However, you must know that UFT has been discontinued and there is no longer support for it. IF you decided to change to something, you should probably consider TMG.