Dorene,after looking at quite a few records I have to ask,are you sure Charlotte married Avary? I ask as I found a marriage record for Charlotte Josephine Boyd April-June 1912 Dublin South.But she is marrying John A.J. Palmer,who is a brother to Avary.I found 3 kids of this union:
Alan Avary Gordon Palmer b April-June 1913 Annie Palmer b 1912 Edgar A.J.Palmer b July-Sept 1915 there are possibly more.
The only birth which closely matches the info you gave for Charlotte is: Charlotte Boyd born July-Sept 1893 place:Ballymoney,Antrim
I looked at the 1901 and 1911 Irish census and the closest match to Charlotte I could get was a 7 yr old in co Down in 1901(her mom was a widow).The only thing is though that in the 1911 census her name is given as Charlotte Ellen.In 1911 there is a Charlotte J but her father is a carpenter.Are you sure her father was a sea captain? I found 2 Boyds that were sea captains but one was from the 1824 era and one the 1845 era neither of which I believe would be her dad.All the Charlotte Boyds in the 1901/1911 censuses have dads that are farmers,farm labourers,carpenters none a sea captain.
for the Palmers: 1901 Irish census: #120 Richmond Hill,Rathmines/Rathgar East,Dublin Avary Gordon Palmer age 27 malesingle boarder with Miles family religion:Irish church born:London city occ:bank clerk can read and write
1901 Irish census: #4 Bolany,Wingfield,county Wexford Henry Palmer age 62 malehead of house rel:Church of Ireland born:England occ:priest can read and write Irish and English married Eliza Palmer age 58 female wife rel:Church of Ireland born:Ireland read and write Jane Palmer age 83femalemother rel:Church of Ireland born:England read and write married Alice Palmer age 24femaledaughter rel:Church of Ireland born:Ireland read and writesingle John Palmer age 17maleson rel:Church of Ireland born:Ireland occ:scholar read and writesingle Weldon Palmer age 17maleson rel:Church of Ireland born:Ireland occ:scholar read and writesingle
1911 Irish census: #63 Beechwood Ave lower,Rathmines/Rathgar East,Dublin John Adush Jordon Palmer age:28malesingle lodger with Leachman family rel:Church of Ireland born:county Wexford occ:bank clerk can read and write
#56 Beechwood Ave lower,Rathmines/Rathgar East,Dublin Eliza Palmer age 68femalehead of house rel:Church of Ireland born:county Tipperary can read and write widow specific illnessa:unenfrachised Avary Gordon Palmer age 37maleson rel:theosophist born:England occ:bank clerk can read and write single R.J.Weldon Palmer age 27maleson rel:theosophist born:county Wexford occ:clerk-wholesale rubber tyres & sundries can read and write married
the father Henry Palmer died Oct-Dec 1907 Dublin If you have any other info I will look further.Hope this helps,Kim