I think we may be on to something.My grandfather is William Franz b.13 Dec, 1914 in Independance, Iowa.Independance is in Buchanan County and is about 20 miles away from Waterloo.His parents were William Franz b. aprox 1883 in New York City and Lucinda Hare b. Aug 22, 1897 in Liberty, Buchanan County, Iowa.I have William and Lucinda's marriage cert.The cert. lists William's father as (I can barely read it) Otto Franz and his mother as Emina (?) Fransup (?).Does this help?Let me know!!!