HI David! I know you posted your message in 2003 so hopefully you have more answers now! I have just started on my husband's family - his grandma was a daughter of Walter T Penfold - Lilian Annie b. March quarter 1902 Croydon district. Walter was married to Elizabeth Wooldridge - married Dec quarter 1894 Croydon. I am very confused about his parents + their ages. Jane is clearly head on eve of 1881 census but i cannot find husband. On 1891 there is a Jane wife of Harry b. Ashford kent + son Walter b. Croydon but i'm not sure if this is just a coincidence - Harry is down as being 38y + his son 23y!I did find a Henry Penfold on 1861 census b Ashford - he was 10y - parents Mary A + Henry Penfold - Henry snr aged 36 + fireman, think says born Middlesex. Am intigued that Walter + his children save Elsie all have initial T -?