On May 11, 1831, John lent $100. to Suffin Sharf (sic), to be repaid with interest in May 1834. The note was witnessed by John Scharf Jr., Catharine Ann Scharf (?), who made her "X" mark, and Anna Thomson (?). Eighteen hundred thirty one was also the first year that John Scharf Jr. paid an occupation tax (50¢—-double the usual amount, but this may have included John Sr., who was not listed that year). John Sr.'s property was assessed at $250. in 1832.