Yes, the problems are with VISTA OS and yes, I installed the FTM 2008, August 24, 2007.
Yes, I am running it as the administrator.
Thanks! I plan to visit the link you provided. I have not made my list yet of everything that is missing. My opinion is they need to start over and revert back to the FTM format that worked and all of us are familiar with in order to use it.