Elizabeth Margaret Fallows was the eldest daughter of Bernard Kerr who emigrated from Millfield, Garvagh, County LondonDerry, Ireland in 1849. He had a store in Altoona and was joined by daughter Elizabeth (in 1850). She married James Fallows and farmed at West Roscraven? in Pennsylvania? She had brother Robt Arthur Ogilby Kerr who also worked at the family store in Altoona, Blair County, Pennsylvania. A younger brother Archie Kerr went to Oakland California and ran an insurance brokership with his son. Last letter home was 1909.