Thanks for posting! It is great to hear from you, cousin.
Since I posted that message, I did find Frank Garland and his parents. He also apparently had another wife but I do not know her name.
I was surprised to hear that Victoria's father was Edward. Based on years of exhaustive research and workign with other Ownbey/Owenby kin, I had her down as the daughter of Robert Alexander (R. A.) Ownbey and Nancy Louisa Jenkins. You can see what I have on them, at the following link:
I am so glad to hear from you, and hope you'll be able to take a moment and look at my family tree regarding Victoria, and give me your feedback. It is nice to hear from someone so closely akin to her!